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Important notice

COVID-19: Answers to your questions

Certain services are available by appointment only at our Montréal and Québec reception desks. No one without an appointment will be seen. For a list of the services offered by appointment, or if you have any questions, refer to the webpage Questions and answers about our services during the pandemic.

Rates in effect

The rates in effect for the Public Prescription Drug Insurance Plan are adjusted annually on July 1. Certain persons are covered free of charge. Pharmacists are notified of the rates and the qualifying requirements for free coverage.

In order to minimize the financial consequences of the pandemic on insured persons, the current rates of the Public Prescription Drug Insurance Plan will be in effect from July 1 to December 31, 2020. The rates are subject to change for the period of January 1 to June 30, 2021. For further information, read the press release (in French only).

Rates in effect from July 1 to December 31, 2020

Through the income tax return

Annual premium:

  • Contribution paid to Revenu Québec through your tax return
  • Between $0 and $648 per person, depending on your net family income

At the pharmacy

  • Monthly deductible:
    • Set amount paid for your first purchases of the month
    • $21.75
  • Co-insurance:
    • Percentage of the cost of covered drugs that you pay once the deductible has been paid
    • 37%
  • Maximum contribution:
    • Maximum amount that you may pay for covered drugs
      • Per month: $95.31
      • Per year: $1,144
    • Exception for persons age 65 or over who receive less than 94% of the maximum Guaranteed Income Supplement
      • Per month: $54.83
      • Per year: $658

The following rates were in effect from July 1, 2019 to June 30, 2020.

  • Annual premium: Between $0 and $636 per person, depending on your net family income
  • Monthly deductible: $21.75
  • Co-insurance: 37%
  • Maximum amount that you may pay for covered drugs
    • Per month: $93.08
    • Per year: $1,117
  • Exception for persons age 65 or over who receive less than 94% of the maximum Guaranteed Income Supplement
    • Per month: $54.08
    • Per year: $649

Persons covered free of charge

The following persons are generally covered by the Public Prescription Drug Insurance Plan free of charge:

PersonsConditions
Holders of a claim slip (carnet de réclamation)Hold a valid claim slip
Children of persons covered under the public plan

Under age 18: Not have access to a private plan through a student job or otherwise

Age 18 to 25:

  • Attend an educational institution on a full-time basis
  • Be spouseless
  • Live with their parents or tutor
  • Not have access to a private plan
Persons with a functional impairment
Persons age 65 or overReceive 94% and more of the maximum Guaranteed Income Supplement

Guaranteed Income Supplement and rates

The Guaranteed Income Supplement (GIS) is a monthly benefit that is sometimes added to the Old Age Security pension. The government of Canada pays the GIS to certain low-income persons age 65 or over.

The Guaranteed Income Supplement varies according to family income. The Act respecting prescription drug insurance sets out a rate based on the amount of the supplement received. This rate establishes whether or not you qualify for medications free of charge under the Public Prescription Drug Insurance Plan.