Prescription Drug Insurance Everyone who has taken up residence in Québec permanently must have prescription drug insurance coverage. Coverage is available through RAMQ’s Public Prescription Drug Insurance Plan. Alternatively, prescription drug coverage may also be obtained through private plans such as group insurance plans or employee benefit plans. Register with the Public Prescription Drug Insurance Plan As a rule, you qualify for the Public Prescription Drug Insurance Plan if you don’t have access to a private plan. If you are eligible for a private plan, however, you must join it and provide coverage under it for your spouse and children. Know the eligibility conditions for the public planRegister with the public plan or deregister Health insurance or prescription drug insurance: what’s the difference?Obligation to have prescription drug insurance coverageAnnual premiumRates in effect Coverage and reimbursement The public plan covers over 8,000 prescription drugs. The drugs and the conditions of coverage are set out in the List of Medications, a drug formulary which is regularly updated. Understand my pharmacy invoiceFind out whether a drug is covered Request a reimbursement for covered drugs Conditions for coverageAmount to be paid for prescription drugsFree access to prescription drugsCovered pharmacy services Private prescription drug insurance plans You may have access to a private plan, for instance through your employment, or your spouse or parents. If so, you must join that plan if you are under age 65. Information on private plansThe responsibilities of employers and insurers (French only)
