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Important notice

Temporary measure to renew the Health Insurance Card

To renew your Health Insurance Card, you must mail your completed and signed renewal form to us, without going through the Société de l’assurance automobile du Québec service outlets. You do not need to provide a photo: we will use the one on file.To find out more, read the news release from March 8.


Discover the milestones that have shaped RAMQ, in words and images.

The beginnings of health insurance

In Québec, the decade of 1960 was marked by the Quiet Revolution and sweeping changes to the role formerly played by the State. In the areas of health, social services and education, vast reforms reflect the will for democratization and are carried forward by secularization.


The department of family and social welfare is created

A statute for hospital services

In Canada, health care was previously paid and provided by private organizations. With the adoption of the Hospital Insurance and Diagnostic Services Act in 1957, the federal government now shares half the costs assumed by the provinces and territories for hospital services. Québec becomes a party to the statute in 1961.


Québec passes the Hospital Insurance Act


Electricity is nationalized


The Caisse de dépôt et placement du Québec is created

The Régie des rentes du Québec is established


The Medical Care Act

The federal government passes the Medical Care Act, which provides for the reimbursement or sharing of half the costs assumed by the provinces and territories for medical services provided by doctors outside hospitals.


CEGEPs appear following the Parent Commission

The Castonguay-Nepveu report is tabled

With the aim of carrying out a comprehensive assessment of its health care system, the Québec government launches the Castonguay-Nepveu Commission in 1966. In its report, tabled in 1967, the Commission proposes a complete and universal health insurance plan for all Québec residents.

Mr Robert Bourassa, with Mr Robert Després and Mr Claude Castonguay

One of the “fathers of health insurance”

Claude Castonguay plays a crucial role in the implementation of the health insurance plan, then in that of the Public Prescription Drug Insurance Plan. Following his role as government advisor, he becomes chair of the Commission d’enquête sur la santé et le bien-être social (investigative commission on health and social welfare). He is named Minister of Health by the government of Robert Bourassa, elected in 1970. At the forefront of the changes reshaping Québec, he will play an active part in the steps leading to the implementation of health insurance.

Still today, his name is linked to the “castonguette,” a manual machine used to make an imprint of a health insurance card on a billing form. To find out more about the beginnings of health insurance, watch the video about Claude Castonguay (in French) published online by the Québec National Assembly.


Social Aid Act passed

The Régie de l’assurance maladie du Québec (RAMQ) is born

Efforts to make health care services more accessible to Quebeckers come to fruition on June 13, 1969: the Québec National Assembly assents to bill 30 toward the creation of RAMQ, whose mandate is to implement a health insurance plan in Québec and meet the health needs of Québec citizens.

Coming into effect of the Health Insurance Plan


A universal, free and fair plan

In a context of heightened social and political tensions, the Health Insurance Act is passed on July 10, 1970. Negotiations follow with health professionals in order to conclude agreements with general practitioners, and next with medical specialists. The Québec Health Insurance Plan comes into effect on November 1. Against the background of the October crisis, the event is marked in a discrete and subdued manner in Québec.

The Health Insurance Card is here

Using a list of names and addresses from various Québec government departments and agencies, RAMQ sends out a personalized form to Québec homes.

Whomever is not reached in this manner can fill out a coupon printed in newspapers: a major advertising campaign is also underway to inform the public on how to proceed. As a result, all Québec residents will obtain their first Health Insurance Card.

"The operation, spanning close to a month, was supported by a major advertisement campaign on the radio and television. To be sure to reach everyone without exception, RAMQ also ran an ad in 14 newspapers published in languages other than French and English, intended for linguistic minorities." [our translation]

40 ans de rayonnement, Régie de l’assurance maladie du Québec, 2010.
The Health Insurance Card in 1970

In 1970, RAMQ is:

  • administering 3 programs (medical, optometry and oral surgery services)
  • employing 1,000 staff
  • remunerating 10,000 health professionals
  • covering 4.5 million people
  • responding to 346,619 telephone calls and 132,701 letters from citizens


Staff mobilization to sign up health professionals

Following the signature of agreements with health professionals, RAMQ is now ready to meet their payment needs. In under 15 days, it is able to send them:

  • 7,000 castonguettes (manual card imprinters)
  • 6.3 million claim forms
  • 22,000 billing manuals
  • 1 million other documents required for billing

CLSCs are created

CLSCs (local community services centres) appear within the framework of the community clinics that opened in the 50s and 60s. Their mission is to provide accessible health services to all. The enactment of the Act respecting health services and social services in 1971 paves the way for the creation of the CLSC network.


A taste of the prescription drug insurance plan to come

RAMQ issues a first payment to pharmacists: at this time, social aid recipients are the only beneficiaries of free prescription drugs.


A new social aid program

RAMQ launches the reimbursement program for the purchase, adjustment, replacement or repair of prostheses and orthopedic devices.


Carte soleil” makes its appearance

The look of the Health Insurance Card is totally revamped in 1976. The card is valid for 4 years, and a unique permanent number is assigned to each person. The background picture of a sunset seen on the card as of 1976 explains why it is called unofficially the “carte soleil.”

The Health Insurance Card in 1976


RAMQ implements a program for the hiring of disabled persons

The Charter of the French language (bill 101) is passed

The first teams of information agents: Toward citizen service

On average, 850 letters make their way weekly to the Correspondance aux bénéficiaires (citizen correspondence) sector. It handles questions by citizens on the services and programs covered by RAMQ.


A first payment for the Visual Aids Program

The program, now running for a few months, provides for a reimbursement of the purchase of a complete closed-circuit television magnifier. The device, at a cost of $2,300, enables young people with reduced visual acuity to pursue their secondary-level studies.


Social security agreement with France

The first social security agreement is signed with a foreign country. The agreement allows 100,000 Québec and French students to travel across the Atlantic and retain their health insurance coverage. In total, 9 other countries will be added to the list of signatories.

More and more social aid programs

On August 22, the 16th program administered by RAMQ comes into effect: approximately 6,000 persons with hearing impairments are now eligible for the Hearing Devices Program.


The digital era

RAMQ is keeping up with the times! Computers, in use at RAMQ since its inception are increasingly prevalent in the daily work of workers and citizens. The TCP/IP protocol is adopted in 1983, and the term Internet is used for the first time to describe the interconnected networks using this protocol.

Computers room in 1984


Diane Hébert, organ donation pioneer

The recipient of the first heart and lung transplant in Québec, Diane Hébert, sets up a foundation to support organ transplantation. Thanks to her efforts, the Health Insurance Card will become the official organ donation card in 1992.


Decriminalizing abortion with the Morgentaler decision

In the wake of the Morgentaler decision, women can now access the services of an abortion clinic without fear of reprisals. This is an important victory for all progressive organizations who have struggled for the past 20 years to ensure free and safe access to abortion services.


The Health Insurance Card gets personal

A photo and a signature now appear on the Health Insurance Card of persons age 14 and over. A hologram is added to thwart forgery.


New cooperation

RAMQ and SAAQ coordinate their operations: the same photo and same signature are used for the Health Insurance Card and driver’s licence. The periods of validity are harmonized, thus simplifying the renewal process.


Enactment of the Act respecting prescription drug insurance

With the passing of the Act on June 20, 1996, RAMQ goes into overdrive: raising awareness and registering all persons eligible for the Public Prescription Drug Insurance Plan. To this end, RAMQ lays the necessary groundwork to complete the entire operation in less than 4 months. RAMQ embarks on a province-wide information tour:

  • 45 RAMQ staff mobilized
  • 240 Québec municipalities visited
  • 300 sites visited, including CLSCs and shopping centres
  • 35,000 interviews conducted, on an individual or group basis

"What an adventure, the information tour turned out to be! Those who lived it remember it to this day. We visited all of the regions of Québec to explain the new prescription drug insurance plan to the public. We were received in CLSCs, among other places, with open arms. The whole experience was quite enriching." [our translation]

Liliane Légaré and Diane ArsenaultCentre de relations clientèle de Québec
(40 ans de rayonnement, RAMQ, 2010)
Press conference – Public Prescription Drug Insurance Plan


Prescription drug insurance: The public plan is born

On January 1, the Public Prescription Drug Insurance Plan comes into effect, covering 1.2 million persons without prior drug insurance. As part of the operations, telecommunication systems linking 1,500 pharmacies to RAMQ are modernized to handle 15,000 transactions per hour, on average.

"Given the existing situation, we had to reassess the feasibility of a universal plan, this within a very strict budgetary framework with little room to manoeuver regarding additional costs. We had to be innovative and create a plan that departed from those already in existence at RAMQ. We also had to design a totally new funding approach within the scope of social protection programs." [our translation]

Guy SimardDirection de l’actuariat et de l’analyse des programmes
(40 ans de rayonnement, RAMQ, 2010)


Signez don! (sign up and donate)

When they renew their registration for health insurance, Quebeckers now receive an information pamphlet on organ donation along with a sticker they can affix to their card. By signing the sticker, donors officialize their consent. On previous cards, there was a box the person had to check.


Program for Devices That Compensate for a Physical Deficiency

Approximately 2,000 wheelchairs per year are refurbished and allocated to insured persons, through rehabilitation centres.

Harmonizing the process for reporting a change of address

RAMQ is involved with the creation of the Service québécois de changement d’adresse, a one-stop service to report changes to one’s personal information to government departments and agencies.

By 2000, RAMQ is:

  • employing 1,300 staff
  • remunerating 25,000 health professionals and service providers
  • covering 3.2 million persons under the Public Prescription Drug Insurance Plan
  • covering 7.2 million persons under the Health Insurance Plan


Dossier santé Québec (Québec Health Record)

RAMQ creates the DSQ at the request of the Ministère de la Santé et des Services sociaux (MSSS). This secure tool for use by health professionals groups together in one database the health information of Québec citizens.


A step forward for woman’s’ rights

The Superior Court renders an important judgment: henceforth, women covered by the public health insurance plan don’t have to pay to undergo an abortion, even in private clinics. The medical procedure is now paid for by RAMQ.


Lac-Mégantic tragedy

After the tragic train accident in Lac-Mégantic, RAMQ is on hand at the kiosk of the government’s assistance and information bureau to provide supportive care to affected persons. The goal is to make it as easy as possible for them to obtain the services they need at this distressing time.


Conflict in Syria and welcoming refugees

RAMQ is on the front line to welcome newcomers, helping facilitate their integration throughout this difficult period of their life. Refugees arriving in Montréal are greeted by RAMQ employees who assist them in obtaining a Health Insurance Card.


Creation of the Québec Family Doctor Finder (GAMF)

At the request of the Ministère de la Santé et des Services sociaux (MSSS), RAMQ establishes the Québec Family Doctor Finder, a centralized online system for citizens wishing to access a family doctor.


Québec Medical Appointment Scheduler available online

Following a request by the Ministère de la Santé et des Services sociaux (MSSS), RAMQ develops an online service where citizens can schedule an appointment with a family doctor, thereby making it easier for everyone to access health services. Three years after its launching on April 4, 2017, the Québec Medical Appointment Scheduler will have booked more than 4.7 million online appointments.


The Québec Health Booklet has arrived

Intended to be used by citizens, the Québec Health Booklet is a free, accessible and secure online service where Quebeckers can keep abreast of their health information. In the 2 years after its launching, more than 620,000 people will have logged on. In November 2019, RAMQ wins the Prix d’excellence de l’administration publique du Québec (Québec public service excellence award), in the digital initiatives category, for this project.

The Health Insurance Card is redesigned

For the first time in over 40 years, RAMQ changes the look of the Health Insurance Card. New security features are added, some visual and others tactile, giving the card a unique character. The background colours are lighter, but the card retains its distinguishing background picture of the sun. In line with the trend worldwide, the photo is black and white, thereby enhancing image resolution.

The Health Insurance Card


See Better to Succeed

Simple, quick and effective, the new program covering the purchase of eyeglasses and contact lenses for children is a boon for parents. The program is yet another digital service provided by RAMQ. One year after its launching in September 12, 2019, RAMQ will have processed over 175,000 applications.


50 years serving citizens

After over 50 years of dedicated service, RAMQ is more than ever citizen-focused. With a revamped website and user-friendly digital services, RAMQ is helping citizens become increasingly involved in managing their health.

At the same time, RAMQ is constantly working to simplify access to its increasing array of services. In these ways, it is playing a major role in improving the lives of Quebeckers.

By 2020, RAMQ is:

  • administering over 40 programs
  • employing 1,718 staff
  • remunerating more than 55,000 health professionals, prescribers and service providers
  • covering 3.7 million persons under the Public Prescription Drug Insurance Plan
  • covering 8.2 million persons under the Health Insurance Plan
  • processing 335.4 million claims for health professionals and service providers

COVID-19 pandemic: A Health emergency

Designated an essential service right from the start of the pandemic, RAMQ doubles down to anticipate and respond to the public’s needs. The outpouring of solidarity is remarkable: some staff even perform additional volunteer work to support the health network.

Teams are redeployed and administrative relief brought so that citizens can more easily access services despite the temporary closure of the RAMQ offices. New agreements with health professionals are also quickly reached.

"We are in right in the middle of a collective health effort that is unprecedented in Québec. The contribution made by each of us will ensure that the battle at hand will be won as soon as possible. I am proud of our organization which, in a matter of a few days, completely reinvented itself, remaining steadfast in providing services to our citizens."

Marco Thibault, president and chief executive officer


RAMQ head office named Édifice Claude-Castonguay

In June, to honour the memory of Claude Castonguay, the man many considered to be the “father of Québec health insurance”, RAMQ head office building was named Édifice Claude Castonguay. A commemorative plaque in his name is also installed on the outside wall of the building.