Prescription drug insurance
Persons who retire before age 65 must usually take certain steps regarding their prescription drug insurance coverage.
Persons covered by a private plan before retiring
Persons who were covered by a private plan Private plan
Private plans are usually available in the form of group insurance or employee benefit plans. Persons may be eligible for a private plan through employment, through membership in a professional order or association, or through their spouse or parents. Persons who are eligible for a private plan are required to join that plan. through employment must find out from their employer whether they have the option of retaining their private plan coverage when they retire. If they do, they must remain registered for the private plan.
Persons whose employer does not offer private plan coverage to its retired employees must determine whether they are eligible for a private plan through another means. For example, some persons are eligible for a private plan through their spouse Spouse
Two persons (of the opposite sex or the same sex) are considered spouses if they are married and have entered into a civil union, or have been living together for 12 months (separations of less than 90 days do not interrupt the 12-month period), or are living together (regardless of for how long) and together have had or have adopted a child..
In fact, persons who are covered by a private plan are required to obtain coverage under it for their spouse. They can also be eligible for this type of plan through membership in a professional order or association to which they belong.
Persons who are not eligible for a private plan when they retire must register for the public plan Public plan
The Public Prescription Drug Insurance Plan is administered by the Régie de l'assurance maladie du Québec and is intended for persons who are not eligible for a private group insurance plan covering prescription drugs, for persons age 65 or over, and for recipients of last-resort financial assistance and other holders of a claim slip (carnet de réclamation). Children of persons registered for the public plan are also covered by that plan. by contacting the Régie.
Persons covered by the public plan before retiring
Persons who are covered by the public plan when they retire remain covered by that plan. They therefore have no steps to take.