For Whom? – Children

Children whose parents are covered by the public plan benefit from their parents' coverage until their 18th birthday, at which time the Régie de l'assurance maladie du Québec automatically terminates their coverage.

Children whose parents are covered by the public plan benefit from their parents' coverage, unless they are eligible for a private plan on their own.

Children are covered by the Régie until their 18th birthday if the father and mother are both eligible for the public plan, whether or not they share the same domicile.

Age 18 to 25

From age 18 to 25 inclusive, children may remain covered by the public plan through their parents if they meet the following conditions:

• they are full-time students;
• they do not have a spouse;
• they are domiciled with their parents.

In such cases, the parents must contact the Régie and ask to have their child's coverage extended. The Régie checks to make sure the child is indeed a full-time student.

The Régie may request proof of school attendance issued by an educational institution recognized by the ministère de l'Éducation, du Loisir et du Sport. Such proof must show the child's identity, indicate the period of studies and confirm that the studies are full-time.

If, between ages 18 and 25, the child ceases to meet either of the above conditions, the child or the child's parents must notify the Régie so that the child's coverage can be terminated.

Age 26

When children who are covered by their parents' plan turn 26, the Régie automatically terminates their coverage.

Children who cease to be covered by their parents' plan
(at age 18, age 26, or between these ages)

Children who cease to be covered by the public plan through their parents must determine whether they are eligible for a private plan. If they are, they must join that plan. If they are not, they themselves must register for the public plan, in which case they will no longer be registered as a child of an insured person, but rather as an adult.