Prescription Drug Insurance
Everyone who has taken up residence in Québec permanently must have prescription drug insurance coverage. Coverage is available through RAMQ’s Public Prescription Drug Insurance Plan. Alternatively, prescription drug coverage may also be obtained through private plans such as group insurance plans or employee benefit plans.
Register with the Public Prescription Drug Insurance Plan
As a rule, you qualify for the Public Prescription Drug Insurance Plan if you don’t have access to a private plan. If you are eligible for a private plan, however, you must join it and provide coverage under it for your spouse and children.
Coverage and reimbursement
The public plan covers over 8,000 prescription drugs. The drugs and the conditions of coverage are set out in the List of Medications, a drug formulary which is regularly updated.
Private prescription drug insurance plans
You may have access to a private plan, for instance through your employment, or your spouse or parents. If so, you must join that plan if you are under age 65.